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Forum Activity by Paquito

BigwigI can and have talked about very general advice here before. I am not permitted to answer specific question related to an individual on a public forum. I wouldn't even be allowed if you called me and I wasn't licensed in your state. Our rules are very strict in this regard.?

Dance like nobody is watching, email as if it will be read aloud in a deposition.

Way to murder my thread, Bigwig
Apr 22, 2017 11:10 AM
Little AshI'm not a financial advisor, but I'll point this out.
You're a software engineer, I don't know how much you make, but if your work offers a 401k, the ability to participate in a traditional IRA is limited by your income and there's a good chance (basing this on your profession) you're above that salary cap level (actually, are you married yet? That cap might be higher then, I know it is for Roths).

Roth IRAs are also restricted by your salary, ?but the restriction is a lot higher. ?I found this out when looking into if I should invest in a Roth or traditional IRA (because contributions to those don't count against your 401k contribution limit).

As far IRAs vs 401Ks, eh, it's one of those I'm not sure what the fees are like because I don't pay attention to the fees on the account itself. ?However, the IRA usually has the quality of better choice of funds (and since your employer might switch 401k companies, your choice of funds may change with it).

But if you're in a situation where it's Roth IRA vs 401K, it seems you're almost certainly going to want to put *some* money in the 401k just because of how tax deferment and progressive taxation works.

What I'm saying is, I'm just giving you more variables to your question without giving an answer.

This was a little helpful. I wasn't aware that there might be caps related to my salary, so that's something to look into.
What I should do is see a financial planner, and that's what Bigwig is probably going to tell me to do. But look at all the pro-bono work the RT-lawyers do around here. Bigwig needs to start pulling his god damn weight.
Apr 22, 2017 2:17 AM
MeowShould I invest all my money in wacky face tattoos and charge people to take pictures with me?

We work in very different industries
Apr 21, 2017 4:50 PM
Abbie Anaya
Abbie Anaya
chunkyloverDo you guys remember Andie Panda? I think it's her/him.

Who in the fuck is Andie Panda?

She used to work for Fabfunk Triumphant.

There are laws against child labor.

I think you're right.

Pretty sure, i worked for Fabfunk, but I sure as hell never used a Username as dumb as fuckin' Andie Pand... Oh I was 16 you're gonna have to ring a few door bells before I remember that cuntwaffle.

Tell us where Fabfunk touched you. We're here to help.
Apr 21, 2017 3:06 PM
Bigwig, I'm starting at a company that offers a 401K, but isn't offering any sort of matching contribution. Assuming I don't plan on contributing more than the IRA contribution limit, I'm probably better off finding an IRA with low fees than the company's 401K, right? The internet tells me I'll have more investment options with an IRA than a 401K, and may have lower fees with an IRA.
Apr 21, 2017 3:00 PM
Abbie AnayaSeriously I need something to give me more pleasure, anything to keep my high going so I don't have to think of the hell that this country has become.

You certainly celebrated 4/20 like a pro
Apr 21, 2017 3:06 AM
Abbie Anaya
PaquitoIf Rooby and Kelly had a kid...

Don't remember Rooby or Kelly, but I remember you. So whatever, be more polite to your fellow veterans. Just don't pretend I am doing anything but posting shit for giggles.

Apr 21, 2017 3:02 AM
Lord Shang
MosesThat MOAB apparently cost us $314,000,000.

I'm sure it was worth every penny.

I actually wonder, given the costs that have been incurred over 16 years of conflict in Afghanistan, if using MOABs to crack cave complexes wouldn't have been relatively cost effective. Assuming they're effective on caves, that is.

MOABS aren't "bunker busters".

I know, but I'm pretty sure they'd collapse cave mouths.

Essentially, shockwaves+tunnels=soup.

Is the shockwave itself enough to kill someone, or does it kill by violently slamming them into other stuff?
Apr 14, 2017 12:12 PM
MosesThat MOAB apparently cost us $314,000,000.

That's the cost of 20 of them. They're about 16 million each.
Apr 13, 2017 11:00 PM
BigwigTheVic, the US does not have a "no first strike" policy. If you can believe that.

Of course, but first strike has geopolitical consequences I'm sure no-one wants to suffer.

Yup, but we're talking about President Donald Trump here, who doesn't appear to understand that actions can have unintended consequences. He's also surrounding himself with the type of hawks that probably still insist the Iraq invasion was a good idea.
Apr 13, 2017 12:30 PM
MeowDet, she's that drunk white lady who once asked you about Trump.

I doubt she did. If I was around more drunk white ladies I probably won't still be a virgin.

You should have Jean coach you. Word on the street is he's neck deep in 7/10s.
Apr 13, 2017 12:37 AM
One thing I didn't expect, after Trump's election, was seeing so many of these awful right-wingers/fascists crash and burn so soon after the election. Conway, Flynn, O'Reilly, etc. It's like they're collapsing under the weight of their bullshit and toxicity.
Apr 12, 2017 3:43 AM
This is not a good sign for Bannon. Imagine if he gets forced out of the administration, and goes full Flynn on Trump. Who would the fascists side with?
Apr 12, 2017 3:24 AM
Is it possible for a U.S. pre-emptive strike to disable North Korea's ability to launch nukes?
Apr 12, 2017 2:54 AM
Bukama[font="Helvetica Neue", Helvetica, Arial, sans-serif]United Airlines loses $950 million in market value as shares tumble.[/font]

For that kind of money, they could have put their 4 crew people on another airline flying to Louisville. ?You would think airlines would have some spare Lear Jets at a few of their hubs for situations when they need to get staff from one city to another quick. ?

I wonder how much money they'd be leaving on the table if they didn't overbook flights.
Apr 12, 2017 2:47 AM
Rooby Roo
Facebook User
MeowAlso, now everyone's digging up dirt on that doctor. Dude books like an hour flight, ends up assaulted and his shady past becomes international news. United: Fly With Us, And We Will Obliterate Your Soul.

It is sooooo gross that people are digging up crap from his past to "justify" what happened to him.

I think it's much worse than that. Remember that simple-seeming, red-sweatered guy who got brief national attention for asking a banal question during the presidential debates? A lot of his Reddit posting came to light shortly after that, and people suddenly turned around on him. This is a bullshit culture of being ostracized when the anonymous majority find out who you really are, and your innermost, embarrassing thoughts, and shutting your public perception down for revealing those thoughts. Everybody thinks weird stuff, and a lot of us act on it. But if you get caught thinking or doing wrong, as it always was, you get judged and shut down. The Internet is not a place to share the aforementioned weird stuff.

Edit: my point being, anyone who gets widespread attention in an unfortunate (or fortunate) circumstance, like this doctor (or red sweater guy), ?is going to be subjected to every anonymous schmuck out there wanting to know everything about him, even if it's completely not applicable to the situation.

The good news is this doesn't seem to have captured much of the media's attention.
Apr 12, 2017 2:46 AM
The director of the apparently botched Ghost in the Shell adaptation says:

"you can't lead with themes of dualism, reflections on technology, and all those things that are Ghost in the Shell"

His name is Rupert Sanders and he's an idiot.
Apr 9, 2017 9:09 PM
JeanI don't want to be involved in a cuckolded cyber scenario.

For this to be a cuckold scenario, you need to marry the bucket.
Apr 9, 2017 9:00 PM